What to Do When You Can’t Get a Phone Contract?
NOne of the worst things that can happen to you when you have bad credit is to be refused a mobile phone contract. When your credit rating is less than perfect, approval is less likely. Fortunately, there are such things as no credit check phones. In case you can’t get a phone contract elsewhere, you can always resort to these types of deals. But before you go ahead and sign a contract, here is what you need to know about no credit check mobile phones.
What are no credit check mobile phones?
Just like traditional phone contracts, no credit check phones are offers that combine a handset option and a phone service plan. In other words, you practically avail the same contract service only that these deals are specifically for people with bad credit. Most no credit check phone contracts have a 24-month term. You are billed a monthly fee, which is generally depending on two factors – cost of handset choice and bundle plan.
Who can apply for a no credit check phone?
Everyone with bad credit who cannot seem to avail a phone contract anywhere else can apply for this type of deal. Just make sure that you’re of legal age and a UK resident. Your credit rating is not a problem since there are no credit checks involved when assessing your phone contract application. Other requirements your carrier will also request include proof of identification and proof income. You’ll just need to prove that your monthly income will be able to handle the monthly fees without fail.
How much do “no credit check” phones cost?
Since there are no credit checks ran on applicants, carriers implement a higher monthly fee than usual. It is therefore more expensive that most traditional phone contracts offered for customers with good credit. This is so because of the high risks your carrier is taking by when taking you in as customer. But just like traditional phone contracts, the cost will be dependent on your handset and bundle plan. Adjust your options accordingly to match the monthly fee with your financial capability.
Why you should choose a no credit check phone?
Despite the high cost, no credit check phones remain a convenient alternative for people with bad credit for a number of reasons. One, it is super easy to avail. You’ll just need to go online and you’ll find a large number of providers offering no credit phone deals. Approval is also super fast. As long as you meet the requirements, your application can be approved in a matter of hours. You can then claim your phone through your provider’s main office or have it shipped to your billing address.
But the most important advantage, as mentioned earlier, is the fact that there is no credit check required. Whether you have a bad credit score due to nonpayment, delayed payments or CCJs, you can still avail a no credit phones. In essence, it’s like a guaranteed phone because approval is often guaranteed provided that you meet the requirements and eligibility criteria. For more info on no credit check phones, InstantMobile is the best place to learn more about it.
What are the downsides with a no credit phone?
There are also downsides to think about before you seal the deal. One is the cost, which as mentioned earlier may be higher than usual and two is the lengthy contract. If you think 24 months is too long, you might want to postpone the application for now. It will be hard to get out of the contract once you’ve signed the deal.
Should You Upgrade to iPhone 6S?
As you probably already know by now, Apple has recently launched its latest creation, the much-awaited iPhone 6S. If you have the older iPhone model, the next obvious move is to upgrade. But should you? Considering the hefty price tag, you might want to consider your decision to upgrade very carefully. Here are some things you need to know to help you make a solid decision:
In terms of design, there’s very minimal difference between the iPhone 6S and its predecessor. In fact, you may even have a hard spotting any difference at all. They look the same at least initially. The iPhone 6 is slimmer and lighter while the iPhone 6S is touted to be stronger thanks to the 7000 Series aluminum alloy material.
As for the display, both phones feature a 4.7-inch screen with 1334×750 resolution. It is believed to sport the strongest glass material available the industry today. Just looking at the phones, it is even harder to tell them apart in terms of display. But what sets the iPhone 6S apart from its predecessor is the all-new 3D touch feature. In fact, the 3D touch is what have been convincing people to upgrade.
Apple also showcased some improvements in terms of the phone’s camera. The iPhone 6 features an 8MP camera while the iPhone 6S has a significant upgrade now to 12MP camera. Some expert reviewers have said that there’s really not much difference in terms of quality. Either way, both phones can snap impressive photos day in or day out.
Rather than upgrade the battery, Apple oddly decided to go the other route. The iPhone 6 has a more powerful battery with 1810 mAh while the iPhone 6S only has a 1715 battery pack. In any case, the battery life is still significantly longer considering the new improvements with the iOS 9.