NOne of the worst things that can happen to you when you have bad credit is to be refused a mobile phone contract. When your credit rating is less than perfect, approval is less likely. Fortunately, there are such things as no credit check phones. In case you can’t get a phone contract elsewhere, you can always resort to these types of deals. But before you go ahead and sign a contract, here is what you need to know about no credit check mobile phones.
What are no credit check mobile phones?
Just like traditional phone contracts, no credit check phones are offers that combine a handset option and a phone service plan. In other words, you practically avail the same contract service only that these deals are specifically for people with bad credit. Most no credit check phone contracts have a 24-month term. You are billed a monthly fee, which is generally depending on two factors – cost of handset choice and bundle plan.
Who can apply for a no credit check phone?
Everyone with bad credit who cannot seem to avail a phone contract anywhere else can apply for this type of deal. Just make sure that you’re of legal age and a UK resident. Your credit rating is not a problem since there are no credit checks involved when assessing your phone contract application. Other requirements your carrier will also request include proof of identification and proof income. You’ll just need to prove that your monthly income will be able to handle the monthly fees without fail.
How much do “no credit check” phones cost?
Since there are no credit checks ran on applicants, carriers implement a higher monthly fee than usual. It is therefore more expensive that most traditional phone contracts offered for customers with good credit. This is so because of the high risks your carrier is taking by when taking you in as customer. But just like traditional phone contracts, the cost will be dependent on your handset and bundle plan. Adjust your options accordingly to match the monthly fee with your financial capability.
Why you should choose a no credit check phone?
Despite the high cost, no credit check phones remain a convenient alternative for people with bad credit for a number of reasons. One, it is super easy to avail. You’ll just need to go online and you’ll find a large number of providers offering no credit phone deals. Approval is also super fast. As long as you meet the requirements, your application can be approved in a matter of hours. You can then claim your phone through your provider’s main office or have it shipped to your billing address.
But the most important advantage, as mentioned earlier, is the fact that there is no credit check required. Whether you have a bad credit score due to nonpayment, delayed payments or CCJs, you can still avail a no credit phones. In essence, it’s like a guaranteed phone because approval is often guaranteed provided that you meet the requirements and eligibility criteria. For more info on no credit check phones, InstantMobile is the best place to learn more about it.
What are the downsides with a no credit phone?
There are also downsides to think about before you seal the deal. One is the cost, which as mentioned earlier may be higher than usual and two is the lengthy contract. If you think 24 months is too long, you might want to postpone the application for now. It will be hard to get out of the contract once you’ve signed the deal.
Should You Upgrade to iPhone 6S?
As you probably already know by now, Apple has recently launched its latest creation, the much-awaited iPhone 6S. If you have the older iPhone model, the next obvious move is to upgrade. But should you? Considering the hefty price tag, you might want to consider your decision to upgrade very carefully. Here are some things you need to know to help you make a solid decision:
In terms of design, there’s very minimal difference between the iPhone 6S and its predecessor. In fact, you may even have a hard spotting any difference at all. They look the same at least initially. The iPhone 6 is slimmer and lighter while the iPhone 6S is touted to be stronger thanks to the 7000 Series aluminum alloy material.
As for the display, both phones feature a 4.7-inch screen with 1334×750 resolution. It is believed to sport the strongest glass material available the industry today. Just looking at the phones, it is even harder to tell them apart in terms of display. But what sets the iPhone 6S apart from its predecessor is the all-new 3D touch feature. In fact, the 3D touch is what have been convincing people to upgrade.
Apple also showcased some improvements in terms of the phone’s camera. The iPhone 6 features an 8MP camera while the iPhone 6S has a significant upgrade now to 12MP camera. Some expert reviewers have said that there’s really not much difference in terms of quality. Either way, both phones can snap impressive photos day in or day out.
Rather than upgrade the battery, Apple oddly decided to go the other route. The iPhone 6 has a more powerful battery with 1810 mAh while the iPhone 6S only has a 1715 battery pack. In any case, the battery life is still significantly longer considering the new improvements with the iOS 9.
If you’re an avid Android user and you’re looking to find the next Android phone to upgrade to, we can help. We’ve scouted the market, done our research and compared the best phones running on Android for 2015. Here’s a list to help you make a sound decision:
Samsung Galaxy S6
Samsung has hit gold when they created the Samsung Galaxy S6. Sporting an all-new sleek design, the latest Galaxy offering continues to be a star in the mobile phone industry. The phone runs n Android 5 featuring a 5.1-inch screen with super resolution and an impressive performance all in all.
HTC One M9
It’s not just something that has hit the jackpot. After the must talked about success of the HTC One M8, the brand followed it up with the HTC One M9. Though not as successful as the Galaxy S6, the phone can still hold its own. It features a 5-inch screen running on Android 5 featuring an impressive 20.7MP camera. With its sleek look, the phone is one of the best Androids around in terms of design.
Opting for a distinctive look, the LG G4 is a quick stand out for its design featuring a leatherback and a 5.5-inch screen. It’s running on Android 5.1. But the best part about the new LG G4 is undeniably is camera. It features a 16MP rear camera and an 8MP front camera.
Sony Xperia Z3 Compact
Catering to customers who prefer a more compact handset than the larger phablet-sized options, Sony has the best Android phone for you. It’s the Xperia Z3 but the compact version. The phone features a 4.6-inch screen running on Android 5. Though smaller in size, the handy phone is packed with features that you’ll just love as an Android user.
Google Nexus 6
Not to be left behind, Google also has its best Android offering called the Nexus 6. Of the options in the list, this one has the biggest screen at 5.96-inch. It runs on Android 5 featuring a set of impressive features that promise better performance all in all.
Finding the right phone is more than just choosing the brand or model. It’s more than Apple versus Samsung or compact versus phablet. If you’re applying for a phone contract and you don’t want to get bled out financially by your carrier, it pays to do some research. There are different ways major carriers can gouge us. Knowing these ways can help you make a better decision. Below are some of them.
Text Messages Cost
Did you know that your text messages may have a markup of 6,500% or more? You may think that opting for the unlimited text plan may save you money but that isn’t always the case for everyone. In fact, you may be better off choosing the limited plan then downloading apps that let you send free text messages. Yes, it’s less convenient but a bit of planning is all you need to save some extra cash.
Long contract terms
Most carriers have long contract terms. The typical option in the UK is 24 months. Some may offer up to 36 months. When you’re hooked to a lengthy contract, there are hefty cancellation fees. If you applied for a high-end handset then it will be harder to switch to a new contract if you wanted to. Upgrading to a better contract may also entail associated fees. If you can apply for a cheaper phone then that may be a good ideal especially if you want to upgrade to a better phone soon.
Other than the monthly fee you’re paying for your phone contract, carriers make even more money by adding hidden fees and charges to your bill. In most cases, you may not even notice it unless you are diligently checking every detail of your phone contract bill. A few cents may not be much for now but it adds up over time. To ensure that you’re not getting bled out with hidden fees, take time to read the small print.
If you’re thinking of using your phone’s tethering feature, you might want to think twice about it first. They may be additional fee if you’re going to use mobile data on your laptop and other mobile devices. You may download apps that allow third party tethering but you still need to be careful in any case.
If you’re the type who always travels abroad, checking your carrier’s roaming fees is very important. If you’ve ever read news of people racking up bills in the tune of several sterling pounds, you’d better pay attention. Call customer service or read the fine print and ask about these fees to avoid a hefty phone bill.
Smartphones are created to make our everyday communication and life in general better. Finding the right phone to meet your needs, however, is not going to be a walk in the park especially with the innumerable choices available in the market today. In any case, the right Smartphone is the only option if you want to get the most value out of your investment.
But like most people, you probably don’t know where to start. In fact, you may even feel a tad confused once you stumble upon the plenty of phone models offered in the UK. To help you find your way to the right handset, you can start by asking the following questions:
Do I really need a Smartphone?
Apple just recently launched the iPhone 6S while Samsung has announced the release of the Samsung Galaxy S7 next year. Like majority of people, you probably want to get your hands on the latest and hottest handsets available. But before you go ahead and spend your hard earned cash, there’s one thing you need to make sure first. Is it really necessary for you to buy a Smartphone? If not, then you’re probably just wasting money.
How much can I afford?
If you think you need a handset or Smartphone, the next obvious step is naturally to set your budget. Ask yourself how much you can afford and stick to the budget when shopping around for the right phone. Setting your budget from the get go will ensure that you will always get the best end of the deal.
Should I buy a new phone or a used phone?
There’s also the question of whether you should purchase a new phone or avail a used or refurbished phone. Rather than buy a new phone you’ll only use for a year or so, you may want to consider buying a used one if you want to save some extra money. If you have time, you can shop online for used or refurbished phones, which in most cases are phones that were returned after weeks of use. Most of these phones are also usually good as new but only at a more affordable price.
Do I know what phone features I want?
Knowing the phone features that you want is one of the best ways to find the right phone to buy. This means you’ll have to take your time researching features and comparing your options. Among the most important features you should thoroughly know about include iOS, screen size, design, camera, battery, processor and storage.
How much data do I need?
If you’re going to get a phone contract, one of the most common mistakes is to avail a plan that offers more than what you need particularly with the data allowance. If you don’t want to overspend on your bill, make sure you’ve assessed your data needs as accurately as possible. The same thing is true for your inclusive minutes and inclusive texts allowances. Use these estimates as guide when choosing the right plan. This way, you’ll be able to accurately tailor your phone contract with your needs thereby reducing the possibilities of paying more than what you need
Is a phone contract really best for me?
Because phone contracts can be pretty lengthy, it’s also imperative to ask yourself whether a phone contract is really the best option. It can be expensive too if you chose the wrong plan. Before you sign any deal, it’s best to consider alternatives and other types of phone deals such as Pay As You Go or Sim only deals.
With the plethora of handset options available in the market today, choosing the best brand and model to suit your needs may prove more difficult than it used to. Other than offering the basic functions of communication and Internet browsing, mobile phones today are far more advanced with more capabilities and features you need to carefully consider if you want to get it right.
To help you narrow your choices down to the best handsets suited for your particular needs there are a number of key considerations to keep in mind.
Whether you’re budget is under £100 or £500 and above, one of the first things you need to do is to know how much exactly can you afford to spare for a new phone purchase. Sure, the latest iPhone or Samsung Galaxy may be the talk of the mobile phone industry at the moment but that doesn’t mean you should necessarily buy it. If you want to be smart about your phone purchase, consider your budget and stick to it as much as possible.
2. Operating System
With your budget set, the next thing you can do is use it as guideline to trim down your choices according to your operating system preference. There are a number of OS available with iOS, Android and Windows being the most popular. iOS, as you probably already know, are exclusively available for Apple’s range of iPhone models. Android are more widely used across mobile phone brands including Samsung, LG, HTC, Lenovo and many more. The Windows Phone, on one hand, is used on Nokia Lumia phones and other Microsoft handsets. Each OS has their pros and cons you need to consider and compare thoroughly if you want to know which one is best suited for your needs.
3. Phone Features
Another important step when buying a new handset is to consider the phone features that you want. As mentioned earlier, your handset’s function is not just for calling, texting and browsing anymore. There are other things to take into account like camera features, processor especially if you’re a gamer and many more.
You’d also want to consider screen size. Do you prefer a more compact phone or would you rather have the phablet-sized model? If you’re going to use your handset mostly for selfies then you need a good quality camera. In this case, going for the high-end options may be a better investment. The phone’s processor is also very important, as it will determine the efficiency and performance of the handset when you’re running one or multiple applications. While you’re at it, you might also want to consider battery life especially if you’re going to rely on your phone for most of your communication and Internet browsing needs.
At this point, you may have already chosen your handset, but your job isn’t complete until you’ve chosen a carrier. This part may be the most difficult step especially if you’re going to avail your handset through a phone contract plan. Remember that phone contracts will hook you to a lengthy lock-in period typically for 24 months. If you don’t want to pay more than what you should for your phone and phone services, nailing your carrier choice is the key. Like with sifting through handsets, you need to compare available carriers in the UK according to monthly fees, hidden fees, customer service and coverage among other things. You may also want to seek recommendations from friends or family to help you make the right decision.